They can show up any time of day, and look just like they are from Payza, with logo and all. However, there are some marked differences between a real Payza email and a scam email. For one, a Payza scam email will come from a different email address than the real thing, such as firstname.lastname@example.org. Only real Payza emails are from [xxxxx]@payza.com; they would not be from anywhere else.
Also, a Payza scam email might ask the recipient to make changes to their account or provide highly sensitive information by replying to the email or clicking on a link and providing it through a website.
It is important to note that you should never hand over any personal information, including your passwords and PINs, via email, even if the email looks real. If you are unsure, contact Payza through any of their communication channels and verify with them directly.
Now that you know a little bit about what to look for in a scam email, here are a few reasons why these emails can be dangerous:
- They can lead to identity theft. Through the clever use of a Payza scam email, a fraudster can be successful at procuring your personal information, such as your address, phone number, full name, date of birth, and more. Fraudsters can then use this information to apply for/use credit cards and lines of credit in your name, even take out loans. They can get this information from you by pretending to be Payza, and can very convincingly explain why you must submit this to them via email. With an alarmist tone and a “requirement to update your personal information in their files”, they can successfully syphon information that you normally would never give out in reply to an email.
- They can contain viruses and malicious links. Some Payza scam emails only need to be opened to give your computer a virus that can access your files at any time, capture your usernames and passwords for your various online accounts, and use your computer as part of a large botnet for sending out spam and causing other types of havoc. Some scam emails will lead you to another website where you may be asked to enter personal information. It’s best to check where the email came from before opening it, especially if you are not even awaiting communication from Payza for one reason or another. If the title seems suspicious, you can always contact Payza before opening it to verify if a legitimate email was sent to you in the first place. Just doing this could save you a lot of trouble.
- They can empty your bank account. Payza scam emails can also come in the form of a 419 scam. This is scam in which a person sends you an email imploring you to help them out by sending them money, which they claim will be paid back tenfold once they get a major payout of some sort. They might request that you pay them via Payza. However, if you give them money, they might be able to withdraw it to a bank account, and disappear into thin air before you figure out that you have been conned. Falling prey to such a scam can easily drain your bank account.
If you want to learn more about Payza scams and cybercrime, check out this post on PayzaScam.com site.