Thursday, 18 July 2013

3 Ways to Spot a Payza Scam by Email

Scams come in all shapes and sizes, and they can happen anywhere, at any given time. They can happen on the street, in stores, on the bus, in the subway, on vacation, even at home. But one of the sneakiest kinds happens by email. If you are a Payza member or are thinking about becoming one, there is a special type of Payza scam that you should be aware of that cons people every single day.

Payza scams, although sometimes quite sophisticated, can be easy to catch if you know what to look for. To bolster you with a little knowledge, here are three dead giveaways in a Payza scam email that should send you running in the other direction:

1. The email address it came from. 

 

Did the email actually come from “[department]@payza.com? If the email came from any other email address, then you should not only disregard it, but should delete it immediately. An example of a Payza scam email address that is trying to mimic the real source could look a little like this: payza@hotmail.com or banking@email-payza.com. A real Payza email will come directly from payza.com and nowhere else.

A word of advice: check the email address, but do not click on any links, and avoid opening the email if you can. Some Payza scam emails may carry viruses that can infiltrate your computer, and give hackers access to your personal information, as well as control over your device.

Some of the less immediately* harmful ones are just asking you to reply with your banking or personal information under the guise of Payza. Either way, ignore and delete. (*These emails are still very harmful if you reply with the requested information; they just may not have viruses attached to them).

2. Grammar and spelling. 

 

Is the email professionally written, or is it riddled with errors of every kind: spelling, grammar, punctuation, upper and lower case letter issues? If the email just doesn’t sound right, and has any or all of the aforementioned problems, it’s probably best to ignore the email and just delete it as it might be a Payza scam email.

Real Payza emails will be written without typos, spelling and grammatical errors, or punctuation and stylistic problems.

Although this may seem benign to some people, the overuse of exclamation points can be the only red flag you need. If the email title states “URGENT!!! ACTION NEEDED!!!”, there is a high probability that it is totally bogus. Most professional companies will exercise proper use of punctuation

3. What it is asking you to do. 


If an email that appears to be from Payza is asking you to reveal your password, or click on a link to change it (even if the website looks exactly like Payza), or enter your banking and/or personal information either in the email or on a website (again, even if it looks just like the Payza website), it may very well be a Payza scam.

A real Payza email would never request your personal information or password and PIN. If Payza is requesting that you change your password for whatever reason, the email will instruct you to go to the website yourself and change it the usual way, not through a link in the email or by replying with your password to the email.

So, if you have received an email that has all of the above red flags, delete, delete, delete! Payza scam emails can cause some serious damage if you send back or enter any of your personal information, or even just click on a link. It’s better to ignore the email altogether, or call/email Payza directly and ask about it, just to be safe.


Learn more about how to protect yourself from Payza scam and other types of cybercrime, check out Payza signs of a phishing attack.